Are you considering public liability insurance? Or, maybe you don't have it, but you're wondering if you should? As an area of insurance that can seem mystifying at first, it's often surrounded by myths. Before you begin looking through potential policies, here are a few you need to know about. It's Always Necessary Working with the public doesn't mean you need to have liability insurance. Some businesses and professionals don't require it at all.
14 October 2022
Public liability insurance is a type of business insurance that protects companies and sole traders from damages in the event that they are found liable to have caused damage to any member of the public. The damage can relate to physical damage, such as loss of life, or it can relate to bodily injury, property damage, or financial damage. Public liability insurance is a legal requirement for a small number of companies, but on the whole, it is considered a commercial decision for businesses.
21 September 2021
As a business, it is important to insure yourself against certain common risks. Insurance for your business not only protects your business assets, but it also protects the interests of your clients. If you have recently started a business or are in business and do not know much about insurance, read on to learn the basics of business insurance. What to Look For In Business Insurance The first thing to consider when taking business insurance is your legal obligations with regard to insurance.
19 May 2020
No matter what line of business you are in, you need to have an appropriate level of insurance in place in order to protect your venture on a daily basis. This is as important for the tradie as it is for the multinational corporation, but each particular organisation needs to analyse its risk portfolio and tailor their insurance accordingly. If you're just in the process of setting yourself up as an independent tradie, what types of tradies insurance should you consider getting?
18 September 2019
As a civil contractor, you're responsible for all the work that goes on at your construction sites. While you may take all appropriate steps required to ensure work flows smoothly and safely, accidents, injuries and property damage may still happen. For this reason, it is essential to prepare for the unexpected by managing the exposures you face with the right insurance. Civil contracting insurance is not a 'one-size-fits-all' product. No two situations are the same, so you should aim to acquire insurance that is tailored to match your specific needs.
15 October 2018
The food van industry is increasingly buoyant across Australia, but there are various steps you need to take before you can trade in this way. An appropriate food business licence is vital if you want to stay on the right side of the law, but you'll also need food van insurance to protect you against the various risks your new business faces. Make sure you get the right insurance for your mobile food business, and carefully consider the following facts.
31 May 2016
Without the right office insurance cover, you could find yourself struggling to stay in business in the event of a natural disaster, or if you found yourself facing legal action from a client or aggrieved employee. Here are some tips to make sure you have a good disaster recovery plan in place so that your business can keep trading, whatever happens. Disaster Recovery Plan The first thing to do is to review your office insurance policy with your insurance broker to check exactly what you're covered for.
16 December 2015
If you're opening a startup, you will need to purchase business insurance to protect your company from going belly up in the event of something such as a lawsuit or natural disaster that closes your doors. But because there are so many business insurance policies available, you may not know which ones are the most important and applicable to a small startup. So to help you out, here's a quick primer on the business insurance that you need the most.
29 May 2015